iPhone Insurance UK

Have you ever used an insurance comparison website? Now I am unsure, of course, as to how you will have answered this question but I would guess that the majority of people would have said yes. I absolutely love them. Why do I think in this way? Because I have managed to save a lot of money by using these types of sites over the last couple of years. In this article I will be describing about the way in which I use them.

Just before I continue I would like to make it clear that I am not an insurance salesman or a financial adviser. I actually run stuttering therapy courses here in the UK and I am also involved in a company that offers an affordable DVD authoring service.

I am going to write about a recent example of when I managed to save seventy pounds on my home insurance. I received the renewal notice in the post at the start of June for my buildings and contents insurance. The amount that they were quoting me was slightly higher than last year but I suppose you have to accept this.

I knew what I was going to do, in any case, whatever the premium had shown; I was going to put in my relevant details into one or two of the insurance comparison websites. I duly did this and low and behold there were three companies who were able to beat my renewal premium. The best quote was in fact £60 cheaper for the same cover.

This was not exactly a surprise to me as I have had similar successes on numerous previous occasions. So did I go ahead and take up this lower quote? No. Why not? Well I wanted to save even more money and therefore decided to contact my current insurer to see of they could offer me an even cheaper price! I phoned them and said:

“I have received your home insurance renewal quote but have managed to obtain a better quote by using one of those comparison sites. It was seventy pounds lower (a small lie) than what you were quoting. I am phoning you as I would rather keep the insurance with your company as I have been very impressed with the level of customer service that I have received. Are you able to beat or possibly match their premium?”

Guess what? They did match it – how cool is that? That is what I call one heck of a result.

Now I have decided to instruct a firm of cost reduction consultants in a quest to save even more money.

Tags: buildings and contents insurance, home insurance, insurance comparison websites, renewal notice, renewal premium