The iPhone 4 will cost you £500 to buy a replacement if yours is damaged or stolen.  yes, you might have got yours origianlly for less than that – but that is because you got it with a contract, and the networks discount the handset cost because you are signing up to a contract and promising to pay the network for at least the next year, every month.

So the real cost of the iPhone 4 is hiden – and is actually £500.

So given that phone thefts are increasing – over 1.2 MILLION phones are stolen every year – and given that phone damage is high – over 1.3 MILLION phones are water damaged every year – donnt you think it might be sensible to check out iPhone 4 insurance ?

For everyone.

The only exception to this rule is if you are so monied that you can easily pay the £550 to buy yourself another iPhone replacement if yours is stolen or damaged. So unless you are staggeringly wealthy or have just won the lottery then you are probably going to need iPhone insurance.

It should cover you for the 2 main essential risk cover elements – iPhone theft and iPhone damage. Try to make sure that water damage is covered and included as this is a big killer of phones.

Here is a bit more information about iPhone insurance

You would probably rather just know that you have already purchased your iPhone insurance, its a great cover and now you’re covered and protected, and you dont need to worry about it.

That is what this site is for – to take the thinking-hassle out of getting iPhone insurance.

So we have a direct top recommendation for you if you want to just quickly get your iphone insurance and be done – and for those who are interested and want to go into more of the nuts and bolts of it, you can read on here